VA loan basics for Charleston homebuyers

Start with the core benefit, then build a realistic plan around eligibility, approval, property standards, and closing costs.

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Financing snapshot

VA loan basics

0%^*potential down payment

No monthly private mortgage insurance
Eligible borrowers may reuse the benefit
The home generally must be a primary residence
A lender still reviews credit, income, debts, and the property

*Eligibility, lender approval, property requirements, closing costs, and a possible funding fee apply. A qualified VA lender can explain your individual options.

Educational information only. Review financing and housing decisions with qualified professionals using your individual circumstances.

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